Dimacale & Gracie Real Estate | Ashburnham, MA Real Estate, Westminster, MA Real Estate


The right time to purchase a home varies from person to person. Meanwhile, buying a house is one of the biggest decisions an individual may make in his or her lifetime. As such, it is important to weigh your options closely to determine if now if the right time to buy a house.

There are several things you can do to get ready to pursue and buy your dream home. These include:

1. Make a Plan

Think about the steps you'll need to take to go from homebuyer to homeowner. Then, you can craft a plan to put these steps into action.

Also, it often helps to create a list of homebuying criteria. This list will help you narrow your home search and speed up the process of finding your ideal residence.

You should stay flexible as you conduct your home search too. The housing market fluctuates constantly, and if you maintain flexibility, you'll be ready to adjust your homebuying strategy as needed.

2. Get Home Financing

It usually is a good idea to get pre-approved for a mortgage. If you have a mortgage in hand, you'll know exactly how much you can spend on a home.

Banks and credit unions are available to teach you about all of your mortgage options. Thus, meeting with these financial institutions will enable you to learn about different types of home financing and make an informed mortgage selection.

Of course, you should not hesitate to ask home financing questions. Banks and credit unions employ courteous, knowledgeable mortgage specialists who are happy to respond to your queries. Therefore, if you are unsure about which mortgage option is right for you, these mortgage specialists can help you evaluate all of your options.

3. Hire a Real Estate Agent

A real estate agent offers expert guidance throughout the homebuying journey. He or she will help you find your dream home and submit a competitive offer to purchase it. Plus, a real estate agent will negotiate with a seller's agent on your behalf, help you prepare for a home closing and much more.

In addition, a real estate agent can provide plenty of support during your house search. He or she first will help you craft an effective homebuying strategy and search for properties that meet your criteria. Next, a real estate agent will set up house showings and keep you informed about open house events in your preferred cities and towns. And if a seller accepts your offer to purchase his or her home, a real estate agent will help you set up a property inspection and finalize your house purchase.

For those who are ready to purchase a home, it helps to be prepared. If you take advantage of the aforementioned tips, you can enter the real estate market as an informed property buyer. As a result, you may be better equipped than other homebuyers to enjoy a quick, successful property buying experience.


Image by Agover from Pixabay

Where do you start when you first consider purchasing a home? Buyers who are new to the real estate market may not know exactly what they want in a house or where they want to live. While the dream homes found online, in magazines, and on your favorite television show are great resources for design and style, visiting open house events will help you to hone in on features that will best serve your household.

When visiting open houses, follow these tips to make the most of your time:

  • Allow plenty of time for each house on your list. If the home appeals to you, take a few moments afterward to drive or walk around the neighborhood.

  • Create a list of must-haves’, likes, and dislikes to help you evaluate each property. Add ideas that appeal to you during each open house experience.

  • Sign in when you arrive but let the hosting agent know if you’ve already selected a real estate agent.

  • Dress comfortably. You might climb stairs, descend into basements, visit attics, or walk from house to house in the neighborhood so be sure to wear appropriate clothing and shoes.

  • As you tour, create a list of questions for your real estate agent to address with the selling agent if you plan to submit an offer.

  • Do not peek into closets, cupboards, pantries, or drawers if the hosting agent indicates are off-limits. Your agent can arrange an in-depth viewing if you’re the property is one you’d like to pursue.

  • Take note if you smell deodorizers and air fresheners. They could be masking pet odors or could indicate something more serious. If you’re interested in making an offer, ask your agent for help identifying the source before moving forward.

  • Respect the seller's privacy by not taking photos without the host’s permission.

Questions related to making an offer and other negotiations should be funneled through your real estate agent. If you’re interested in the property, ask your agent to arrange a follow-up viewing. Make a list of all your questions and follow up with your agent as soon as possible especially if you want to make an offer on the property.


Image by mohamed Hassan from Pixabay

Once you decide you’re in the market for a new home, one of the first decisions you’ll make is whether you should hire a real estate agent to shop for a house or go out your own. While buying a new home without a professional representative is possible, there is no disadvantage to working with one, here’s why.

It Doesn’t Cost You Anything

Generally, the seller pays the commission fees to any agents representing both sides of the sale. From a buyer’s perspective, they really have nothing to lose by working with an agent since they won’t have to pay any out-of-pocket costs.

Additionally, REALTORS® are members of the National Association of REALTORS® (NAR), which means they are bound to adhere to a specific code of ethics. This means you’ll have a representative who has pledged to abide by this code and approach every transaction honestly.

Bring Expertise to the House-Hunting Process

As a buyer, unless you’re fully versed in the finer points associated with real estate purchases, along with a certain level of legal expertise in contractual law, you’re better protected if you work with a professional agent. Agents are well-versed in the most up-to-date information associated with the housing market. Skills trained agents bring to the house-hunting process include:

  • Understanding of all the variables associated with real estate purchases.
  • Strong familiarity with regions, towns, and specific neighborhoods.
  • Ability to instinctively know if and when homes are over or under-priced.
  • Access to “pocket listings” not available to the open market or even to a large number of agents.
  • Keen ability to pinpoint a home’s potential problems or flaws not visible to the average buyer.
  • Essentially, working with an experienced and licensed professional means you’ll have someone on your side who can do the bulk of the leg work while helping you find the house of your dreams.

    Strong Knowledge in the Bidding Process

    Investing in a major purchase, such as a home, usually comes with some stresses, along with a few bumps along the road. Once you reach the negotiation and bidding stage, your agent can ensure these go as smoothly as possible. They bring many valuable attributes to the table when it comes to sealing a deal.

  • Ability to share strong negotiation techniques once a house is found (purchase price, closing costs, repairs, etc.).
  • Thorough knowledge in appraisals, title searches and inspections.
  • Skilled in navigating the burdensome paperwork associated with real estate purchases.
  • Able to quickly identify any potential problems that might affect or delay the closing process.
  • Buying or selling a home can be an emotional process. An agent can make sure negotiations are conducted with a levelheaded approach to make certain a fair deal is made.

    In addition to the above reasons, it’s important to remember, your real estate agent is always on your side. They can provide you with both guidance and objectivity as you seek to find your new home.


    Purchasing a home may prove to be an arduous process, particularly for those who fail to plan ahead for the property buying journey. Thankfully, there are many quick, easy ways to streamline the homebuying cycle.

    Now, let's take a look at three tips to help you become a smart homebuyer.

    1. Study the Real Estate Market

    A smart homebuyer realizes the housing market fluctuates constantly. In fact, a real estate market that favors sellers today may favor buyers tomorrow, or vice-versa. But if a homebuyer reviews the housing sector closely, he or she can differentiate a buyer's market from a seller's market and plan accordingly.

    Oftentimes, it helps to analyze the prices of recently sold houses in your preferred cities and towns. This will enable you to see whether houses are selling at or near their initial asking prices. It also will allow you to find out how long homes are available before they sell.

    2. Obtain Home Financing

    A smart homebuyer understands the importance of getting a mortgage before he or she pursues a residence. Thus, this buyer will meet with lenders and get pre-approved for home financing to further accelerate the homebuying journey.

    Generally, it won't take long to get pre-approved for a mortgage. Banks and credit unions employ friendly, knowledgeable mortgage specialists who can help homebuyers quickly analyze various home financing options. These specialists can teach you about a broad array of mortgage options and help you weigh the pros and cons of different mortgages. Then, once you evaluate all of your mortgage options, you can select a mortgage and kick off the homebuying journey with a budget in hand.

    3. Hire a Real Estate Agent

    A smart homebuyer knows that working alone to find and purchase a house can be difficult. Therefore, this buyer will allocate time and resources to hire a real estate agent who can provide comprehensive assistance throughout the homebuying journey.

    Typically, a real estate agent is a must-have for a homebuyer, regardless of the current housing market's conditions. A real estate agent understands the ins and outs of the housing sector and is happy to share his or her expertise with any homebuyer, at any time.

    When it comes to navigating the homebuying journey, a real estate agent is ready to help you in any way possible. For instance, if you need help finding a residence in a particular city or town, a real estate agent will make it simple to narrow your house search. On the other hand, if you want to buy a new house as quickly as possible, a real estate agent will ensure you can discover your dream residence on your timeline. Best of all, a real estate agent will respond to any of your homebuying concerns and questions and help you make informed decisions at each stage of the homebuying cycle.

    Enter the housing market as a smart homebuyer – use the aforementioned tips, and you can increase the likelihood of enjoying a successful homebuying journey.


    Looking to buy a house without having to break your budget? Put together a homebuying roadmap, and you can increase your chances of finding a top-notch house that falls within your price range.

    Ultimately, there are many things to consider as you put together a homebuying roadmap, such as:

    1. Your Dream Home Definition

    Differentiate your dream home must-haves from your wants – you'll be glad you did. If you can determine exactly what you want to find in your dream house, you can narrow your home search accordingly.

    For example, if you need a home with multiple bedrooms to accommodate your entire family, you should include this information near the top of your homebuying roadmap. You then can kick off a search of multi-bedroom homes and move closer to finding your ideal residence.

    2. Where You Want to Live

    Do you enjoy life in the big city? Or, would you prefer to settle down in a small town? Think about where you would like to call home so that you can effectively plan your homebuying journey.

    Ideally, you should try to refine your home search to a small collection of cities and towns. This will enable you to speed up your home search and ensure you can find a house that suits you perfectly.

    Keep in mind your day-to-day activities as you consider where you want to live too. For instance, if you work in the city, you may want to pursue houses in or near the city itself. On the other hand, you may be able to purchase a small town home for less than what you would have to pay for a city residence and commute into the city for work.

    3. Your Homebuying Timeline

    Determine how quickly you'd like to finalize a home purchase. That way, you can map out exactly how you want to approach the housing market.

    If you are committed to buying a house as soon as possible, you'll need to be proactive. The top houses sell quickly, and if you don't act fast, you risk missing out on your dream residence to a rival homebuyer.

    Conversely, if you can afford to be patient, you can avoid pressure throughout the homebuying process. In this scenario, you can pursue houses at your convenience. And once you find the right home, you can submit an offer and finalize your home purchase.

    When it comes to creating a homebuying roadmap, it generally helps to get support from a real estate agent. In fact, this housing market professional can provide plenty of assistance throughout the homebuying journey.

    A real estate agent will learn about your homebuying goals and help you develop a successful homebuying roadmap. Furthermore, he or she can keep you up to date about new homes as they become available and make it easy to discover a wonderful residence at a budget-friendly price.

    Ready to get started on the process of purchasing a house? Consider the aforementioned items as you create a homebuying roadmap, and you can plan a successful homebuying journey.




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