Dimacale & Gracie Real Estate | Ashburnham, MA Real Estate, Westminster, MA Real Estate

In a seller’s market, you shouldn’t have a home that’s simply sitting there. If a home isn’t selling and the market is hot, something must be wrong. There are many different reasons that your home isn’t selling. Below, you’ll discover some of those issues and what you can due to remedy the problems.

You Need To Adjust Your Expectations

Many people put their homes on the market expecting high results. While it’s good to have confidence, it can be detrimental to your home sale. Great expectations can lead to an overpriced home, a lack in marketing efforts, or lowering the price of the home too late. All of these situations can be detrimental to your home sale. Research and hiring a realtor to help you with the sale can keep you organized and assist ou in staying on top of the market. 

 You Don’t Understand Home Values

If you’re selling your home on your own, you may not have priced the property correctly especially if you have no professional experience. This is where a realtor comes in. A real estate agent can do the professional market research that finds the sweet spot for a price on a home for sale. Knowing that price is one of the best ways to sell your home fast. Without a well-valued home, it could sit idle in a good market. 

Your Home Is Neglected

If you have been neglecting various projects around your home, you could find that it’s more difficult to sell your home. Buyers want the best house for the lowest possible price. Homes that have been properly maintained with the right HVAC maintenance, yard upkeep, and regular appliance services are more likely to be scooped up fast by buyers. 

Before your home even goes on the market, you should do any tasks around the house that you have been neglecting. The investment of both time and money will be worth it for you in the long term when you go to sell your home. 

The Photos Aren’t Professional

The marketing efforts used to sell a home are very important. On the top of this list is the photos that represent the house. Most home buyers begin their search online. This means the first impression that they get of your home is from pictures. If these are not well done, it could be very detrimental to your home sale. 

For good photos, be sure that you get rid of all the clutter from your space before the pictures are taken. It’s really best to hire a professional to deal with his aspect of home marketing. If you must take the photos on your own, using a better camera than that a cell phone provides can really be a step up in the picture taking process.


Image by Marina Pousheva from Shutterstock

One of the clear benefits of siding is to protect both the exterior and interior of the home. This protection is mainly against harsh elements. There are many siding options from which to choose, but the standard siding choice is vinyl siding. Homeowners looking to add this feature to their home will enjoy many benefits such as: 


Vinyl is extremely durable and long-lasting when professionally installed. Vinyl siding does not rust, corrode, or warp, and its design withstands the harsh elements. Another feature that makes vinyl siding a good possibility is it's impervious to pests, such as termites. Also, it is moisture resistant, unlike wood that is prone to rot or split.


Another compelling reason why homeowners choose vinyl siding is the cost. Compared to other siding styles, vinyl is the least expensive, with a modest maintenance cost to boot. 

Low maintenance

The overall cost of maintaining vinyl siding is inexpensive. There is no need to paint, scrape, or apply a stain year after year. All you need is a gentle clean once a year with water and a mild mold remover or use a power washer to remove built-up mud and dirt.

Improve home value

Vinyl siding significantly increases your homes' equity. It beautifies the exterior of your home. It doesn't peel, chip or flake, which helps your home look well-maintained all the time. It can also improve your home’s value in the marketplace.

Quick installation

Vinyl siding is lightweight and often comes with pre-drilled holes for easy installation. As a result, the time required to install vinyl siding is minimal compared to the other options.

Color choices

Vinyl gives homeowners an extensive collection of options. It comes in a variety of colors and textures. Choose from narrow gauge triple-lap clapboard designs to wide-gauge Dutch-lap, faux-stone, or staggered shake styles. 

Vinyl siding is the best when looking for an excellent siding choice that is durable, affordable and easy to maintain. Visit your local building store to get more information about vinyl siding or consult with your home contractor for a recommendation.

GORGEOUS OWNER OCCUPIED two unit. The 1st floor features a beautiful kitchen (2019) w/an island, SS appliances, granite countertops & is open to a separate dining room. Convenient mudroom w/tile flooring & large closet. Sun filled 24x26 family room over the 2 car garage. The wood stove offers a secondary heat source. Remote learning is an option in a separate den/office area. The master bedroom w/its own full bathroom & jetted tub. 1st floor laundry. A 2nd full bathroom with an walk-in shower. Hardwood flooring throughout entire unit. The 2nd floor unit has a large eat-in kitchen & breakfast bar, 3 bedrooms, office, full bath & washer & dryer. Wood laminate flooring throughout. The back yard has a 15x36 in-ground pool, 11x22 cabana, brick oven fire grill for pizza & a garden area. House roof (2008), garage & family room addition (2016), paved driveway (2020), 1st floor heating system (2017), house siding (2010), replacement windows, solar panels, updated electric. Separate utilities

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New construction Colonial is located at the end of Weller Street. Stunning seasonal views of Mount Monadnock! This spacious Colonial has three spacious bedrooms, 2.5 baths and a attached two car garage. Open floor plan on the first floor including a large front-to-back living room. Convenient first floor laundry in the half bath. The master bedroom features a cathedral ceiling, a walk-in closet and full bath. The master full bath has a double vanity sink and granite countertop. Two other generous sized bedrooms and a full bath on the 2nd floor. Enjoy the 14x12 deck off kitchen area with a private back yard in addition to views. Paved driveway, underground utilities. Beautiful level and cleared lot. In an area of other new homes. Generous allowances. Town Water and Sewer. Early April completion date.

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Photo by Karolina Grabowska from Pexels 

The golden rule of house flipping states that entrepreneurs should never pay over 70% of a property’s value after subtracting the cost of renovations and associated fees. Known as the “70 Percent Rule,” it sets a standard for improving the chances of turning a profit even if unexpected financial challenges arise.

Few upstart house flippers have 70% tucked away. That’s why many look to lenders to secure the upfront cash necessary to complete a fix-and-flip project. But borrowing money from sometimes unconventional sources can be complicated. By understanding the pros and cons of financing a fix-and-flip, you can make savvy financial decisions.

What House Flipping Loan Products Are Available?

The majority of loans for flipping houses set repayment terms between 6-18 months. One-year loans rank among the most commonly approved. Some loan products offer entrepreneurs relatively low-interest rates if they have a sound business plan, good credit score, cash-on-hand and assets to leverage. Some sources charge interest rates into the teens but typically set a lower qualification threshold. These rank among the more common resources house flippers access.

  • Hard Money Lenders: These resources are sometimes considered a last resort. But the bridge loans they provide fit almost seamlessly into the fix-and-flip process. The relatively short-term financing can be factored into the 70% rule.
  • Home Equity Line of Credit: Commonly referred to as a “HELOC,” this loan product allows upstart house flippers to secure a line of credit against home equity. Because the money is secured, lenders tend to offer wide-reaching flexibility about usage.
  • Cash-Out Financing: This strategy allows property owners to leverage the equity slightly differently. An existing home or commercial property loan increases as the owner extracts a portion of the difference between what is owed and fair market value.
  • Private Lenders: These resources usually lend their capital to help finance projects they anticipate will deliver a reasonable investment return. They may not be associated with a bank or traditional lending institution.

A wide range of borrowing options remains available to house flippers, largely because the industry continues to see substantial growth. In 2019, a reported 6.2% of homes sold were considered flips. That figure rose from 5.8% the previous year. However, the fact that fix-and-flip projects hovered at an 8-year high in 2019 doesn’t necessarily mean newcomers should take out hefty loans.

Weigh Benefits Of House Flipping Loans

Available loan products and resources generally work well with the 70% rule and can be folded into anticipated expenses. That means borrowing delivers the cash-on-hand necessary to press forward with a potentially lucrative project. But the challenges of relying on outside money must also be considered.

  • Liens: Hard money and private lenders often require the loan to be secured against real estate. This may include assets in your portfolio or the fix-and-flip property. It’s essential to understand that coming up short on repayment means the lender could end up with the resale profits.
  • Timing: Traditional lenders typically don’t move quickly. When entrepreneurs find a property ripe for flipping, sellers may be hesitant to wait. To some degree, that minimizes your negotiating power. In the house flipping sector, the adage “cash is king” holds true.
  • Repayment: One factor borrowers sometimes overlook is the fact monthly payments are required on these short-term loans. It’s crucial to include that added expense in your 70% rule calculations and have the cash on hand to avoid defaulting on the loan.

Under suitable terms and conditions, loan products can deliver the financial backing necessary to succeed in the house-flipping industry. But borrowers would be wise to consider all the implications and be sure the loan furthers your best interests.